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Which insurance plan is right for you?
We provide all types of insurance plans to individuals, families, and businesses. Given your specific needs and goals, we can identify the best plan for you.
The table below shows the most common types of insurance plans and their uses. This information is for educational purposes only and does not consider related tax issues, which you may want to review with your tax advisor.
Please click the following link for a free customized insurance quote.
Common types of insurance plans and their uses Fixed Annuity
Provides fixed cash payments depending on contractual terms,
and is most commonly used in planning for retirement.
Auto/Boat/Motorcycle/RV
Meets state laws and provides payment in case of a qualified loss or damage involving your personal automobile, boat, motorcycle, or RV.
Dental
Provides payments or co-insurance for qualified dental procedures.
Disability
Offers income-replacement payments in case of a qualified disability, and is most commonly used by business owners or sole-income providers.
Final Expense
Provides an immediate cash benefit to pay for burial or final expenses, and helps loved ones overcome a difficult loss.
Health/Medical
Prevents substantial financial loss in case of illness and provides access to more affordable medical care and drug prescriptions.
Home
Meets loan requirements and provides payment in case of loss or damage to your home. Important coverage such as workers' compensation for domestic-service providers may also be included.
Life
Provides payment to loved ones in case of a qualified death, helps prevent the loss of assets to pay estate taxes, or can benefit charitable organizations.
Long-Term Care
Prevents substantial financial loss in case of a qualified illness that requires extended care or treatment.
Medicare Health/Rx
Private medical and prescription plans for Medicare recipients that prevent substantial financial loss in case of illness and provide access to affordable medical care and drug prescriptions.
Renter's
Offers payment to a renter for the qualified loss or damage to personal belongings in a rented residence.
Commercial
Includes a variety of plans for businesses that cover everything from commercial autos to workers' compensation.
Group Disability
Provides income-replacement payments in case of a qualified disability to a group of employees.
Group Health
Plans that may include medical, dental, and term-life coverage for a group of employees.
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